Benefits You Can Claim

Government Schemes

Central and state schemes active in Gudikal — check eligibility and apply at the village secretariat or Rythu Seva Kendram.

Active in Gudikal

Schemes & how to claim them

Unsure about eligibility? The Digital Assistant checks it free of charge at the secretariat counter — carry Aadhaar and your ration card.

Agriculture

PM-KISAN

₹6,000/year income support to farmers

Direct benefit transfer of ₹2,000 every four months to all landholding farmer families. 1,062 Gudikal farmers currently enrolled.

Eligibility
All landholding farmer families with Aadhaar-linked bank accounts
How to apply
Rythu Seva Kendram with pattadar passbook + Aadhaar
Employment

MGNREGS

100 days of guaranteed wage employment

Job-card holders get work on tanks, plantations, farm ponds and roads at notified wages. 640 households worked under the scheme in 2025–26.

Eligibility
Any rural household willing to do unskilled manual work
How to apply
Panchayat office — job card issued within 15 days
Housing

PM Awas Yojana (Gramin)

Pucca housing assistance

Financial assistance for construction of pucca houses with toilets for eligible families on the permanent waitlist.

Eligibility
Houseless / kutcha-house families as per SECC list
How to apply
Village secretariat with ration card + Aadhaar
Water

Jal Jeevan Mission

Har Ghar Jal — tap water to every home

Functional household tap connections with 55 lpcd assured supply; Gudikal is at 96% coverage and headed to certification.

Eligibility
All rural households
How to apply
Panchayat office — connection request form
Agriculture

PM Fasal Bima Yojana

Crop insurance

Insurance cover for notified crops against drought, unseasonal rain and pest damage; premiums auto-debited for loanee farmers, voluntary for others.

Eligibility
All farmers growing notified crops; enrolment via e-crop booking
How to apply
Rythu Seva Kendram before seasonal cut-off dates
Welfare

Social Security Pensions

Old age, widow, disabled & weaver pensions

Monthly pensions delivered to the doorstep on the 1st of every month; 486 beneficiaries in Gudikal.

Eligibility
As per age/category norms and income criteria
How to apply
Village secretariat — apply with Aadhaar + bank passbook
Women

SHG Bank Linkage & Streenidhi

Low-interest credit for women's groups

Self-help groups access bank credit and Streenidhi loans for livelihoods; Gudikal's 42 SHGs hold a combined corpus of ₹1.9 crore.

Eligibility
Members of registered SHGs with regular savings
How to apply
Village Organisation office, 1st floor, Panchayat building
Education

Post-Matric Scholarships

Fee reimbursement for students

Tuition fee and maintenance support for eligible students in intermediate, degree and professional courses.

Eligibility
Students from eligible categories meeting income criteria
How to apply
Online via scholarship portal; help at Digital Assistant counter